403(b) Plan Investment Options

The information below displays the investment options available under the Plan. You can choose from a menu of investment options that cover the risk/reward spectrum allowing you to select from conservative choices, moderate growth and income funds, or aggressive growth opportunities in both U.S. and international markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards. 

For each investment option, click on the fund name to open a fund fact sheet that provides important information about the investment option, including fund expenses. Each investment option has a numeric fund code you will need when making investment changes on-line or via telephone.

You should consider the investment objectives, risks, and charges and expenses of the mutual funds offered through a retirement plan, carefully before investing. The fund prospectuses and information booklet containing this and other information can be obtained by contacting your local representative. Please read the information carefully before investing.​

While reviewing the fund fact sheets below, please also review the Disclosure Glossary document that provides information on types of investment risks, investment types and a glossary of terms and statistics. The document also provides instructions about how to obtain any underlying fund prospectus.

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Please enter Voya in the text box below to view the Fund Fact Sheets.


Fund NumberInvestment Options
Stability of Principal
2574 BlackRock Liquidity Federal Trust Fund - Inst Shares
9913 Cedars-Sinai Stable Value Option
8408 Vanguard® Treasury Money Market Fund - Investor Shares
Bonds
3357 AB Global Bond Fund - Class I
3058 Metropolitan West Total Return Bond Fund - Plan Class Shares
3364 T. Rowe Price Institutional High Yield Fund
Asset Allocation
1295 Vanguard® Target Retirement 2010 Fund - Investor Shares
791 Vanguard® Target Retirement 2015 Fund - Investor Shares
1296 Vanguard® Target Retirement 2020 Fund - Investor Shares
926 Vanguard® Target Retirement 2025 Fund - Investor Shares
1297 Vanguard® Target Retirement 2030 Fund - Investor Shares
793 Vanguard® Target Retirement 2035 Fund - Investor Shares
1298 Vanguard® Target Retirement 2040 Fund - Investor Shares
794 Vanguard® Target Retirement 2045 Fund - Investor Shares
1299 Vanguard® Target Retirement 2050 Fund - Investor Shares
2473 Vanguard® Target Retirement 2055 Fund - Investor Shares
3447 Vanguard® Target Retirement 2060 Fund - Investor Shares
795 Vanguard® Target Retirement Income Fund - Investor Shares
Balanced
1454 Pax Balanced Fund - Institutional Class
7642 PIMCO All Asset Fund - Institutional Class
Large Cap Value
466 Dodge & Cox Stock Fund
566 Vanguard® Institutional Index Fund - Institutional Shares
Large Cap Growth
1724 American Funds The Growth Fund of America® - Class R-6
2467 T. Rowe Price Institutional Large-Cap Growth Fund
7593 Vanguard® Growth Index Fund - Institutional Shares
Small/Mid/Specialty
8446 AB Discovery Value Fund - Class I
1197 Vanguard® Mid-Cap Index Fund - Institutional Shares
1198 Vanguard® Small-Cap Index Fund - Institutional Shares
9388 Wells Fargo Discovery Fund - Institutional Class
Global / International
1723 American Funds EuroPacific Growth Fund® - Class R-6
1118 MFS® Institutional International Equity Fund
9772 Vanguard® Total International Stock Index Fund - Inst Shares
3166 Wells Fargo Emerging Markets Equity Fund - Inst Class

Mutual funds under a custodial or trust account agreement are intended as long-term investments designed for retirement purposes. Early withdrawals taken prior to age 59½ from a 403(b) plan will be subject to an IRS 10% premature distribution penalty tax, unless an exception applies.  Money taken from the plan will be taxed as ordinary income in the year the money is distributed.  Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than the original amount invested.  Voya StabilizerSM is offered under a group annuity contract.  An annuity does not provide any additional tax deferral benefit; tax deferral is provided by the plan.  Annuities may be subject to additional fees and expenses to which other tax-qualified funding vehicles may not be subject. 

For 403(b)(1) fixed or variable annuities, employee deferrals (including earnings) may generally be distributed only upon your: attainment of age 59½, severance from employment, death, disability, or hardship. Note: Hardship withdrawals are limited to employee deferrals made after 12/31/88. Exceptions to the distribution rules: No Internal Revenue Code withdrawal restrictions apply to ’88 cash value (employee deferrals (including earnings) as of 12/31/88) and employer contributions (including earnings). However, employer contributions made to an annuity contract issued after December 31, 2008 may not be paid or made available before a distributable event occurs. Such amounts may be distributed to a participant or if applicable, the beneficiary: upon the participant's severance from employment or upon the occurrence of an event, such as after a fixed number of years, the attainment of a stated age, or disability. For 403(b)(7) custodial accounts, Employee deferrals and employer contributions (including earnings) may only be distributed upon your: attainment of age 59½, severance from employment, death, disability, or hardship. Note: hardship withdrawals are limited to: employee deferrals and ’88 cash value (earnings on employee deferrals and employer contributions (including earnings) as of 12/31/88). 

Not FDIC/NCUA/NCUSIF Insured | Not a Deposit of a Bank/Credit Union | May Lose Value | Not Bank/Credit Union Guaranteed | Not Insured by Any Federal Government Agency

Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095-4774. Securities are distributed by Voya Financial Partners LLC (member SIPC). Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. All companies are members of the Voya® family of companies. Securities may also be distributed through other broker-dealers with which Voya has selling agreements. Insurance obligations are the responsibility of each individual company. Products and services may not be available in all states.